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Home Insurance Costs with Deductible Scenarios in Cape Girardeau County, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Cape Girardeau County, MO $151900 $735 $1,012
Marble Hill, MO $82600 $633 $871
Glen Allen, MO $87300 $646 $889
Frohna, MO $123400 $734 $1,010
Byrd, MO $159700 $572 $787
East Cape Girardeau, IL $60900 $357 $491
Pocahontas, MO $100000 $679 $935
Oak Ridge, MO $92500 $660 $908
Jackson, MO $158900 $571 $786
Thebes, IL $109300 $488 $672

Impact of Coverage Amount on Home Insurance Cost In Cape Girardeau County, MO

Coverage Amount Home Insurance Cost ($)
$100,000 $769
$200,000 $2,007
$300,000 $2,769
$400,000 $3,292
$500,000 $4,214
$750,000 to $1000,000 $4,872
Above $1000,000 $5,761


Cape Girardeau County, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Cape Girardeau County, MO Average Home Insurance Cost$1,023.93
State Average Home Insurance Cost$1,084
Difference Vs national Average-200.07

Top Homeowners Insurance Companies in Cape Girardeau County, MO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $2,066
State Farm $1,847
AAA $1,700
Safeco $1,405

Cape Girardeau County, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -143 881
One Claim +61 1085
Two Claims +143 1167