Home Insurance Costs with Deductible Scenarios in Cape Girardeau, MO & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Cape Girardeau, MO	$142500	$718	$989
Hubble, MO	$153800	$794	$1,093
Jackson, MO	$158900	$571	$786
Welch, MO	$86900	$645	$887
Randol, MO	$164800	$814	$1,120
Tamms, IL	$62800	$363	$500
Morley, MO	$73600	$607	$836
Oak Ridge, MO	$92500	$660	$908
Moreland, MO	$93000	$661	$910
Pocahontas, MO	$100000	$679	$935

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Impact of Coverage Amount on Home Insurance Cost In Cape Girardeau, MO

Coverage Amount	Home Insurance Cost ($)
$100,000	$596
$200,000	$2,092
$300,000	$2,949
$400,000	$3,449
$500,000	$4,415
$750,000 to $1000,000	$5,105
Above $1000,000	$6,036

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Cape Girardeau, MO Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Cape Girardeau, MO Average Home Insurance Cost	$1,000.68
State Average Home Insurance Cost	$1,084
Difference Vs national Average	-223.32

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Top Homeowners Insurance Companies in Cape Girardeau, MO

Insurance Provider	Average Homeowners Insurance Cost($)
Shelter	$2,066
State Farm	$1,847
AAA	$1,700
Safeco	$1,405

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Cape Girardeau, MO Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-140	861
One Claim	+50	1051
Two Claims	+130	1131

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