Home Insurance Costs with Deductible Scenarios in Chesterfield, MO & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Chesterfield, MO	$360400	$1066	$1,466
Sappington, MO	$202500	$623	$857
Hillsdale, MO	$52500	$541	$744
Ladue, MO	$798500	$571	$785
Bonhomme, MO	$269500	$699	$962
Concord, MO	$155100	$566	$779
Dardenne, MO	$207700	$628	$865
Airport, MO	$83200	$635	$873
New Melle, MO	$245600	$943	$1,298
Florissant, MO	$95200	$640	$881

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Impact of Coverage Amount on Home Insurance Cost In Chesterfield, MO

Coverage Amount	Home Insurance Cost ($)
$100,000	$415
$200,000	$1,196
$300,000	$1,583
$400,000	$2,055
$500,000	$2,630
$750,000 to $1000,000	$3,041
Above $1000,000	$3,596

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Chesterfield, MO Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Chesterfield, MO Average Home Insurance Cost	$1,484.1
State Average Home Insurance Cost	$1,084
Difference Vs national Average	260.1

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Top Homeowners Insurance Companies in Chesterfield, MO

Insurance Provider	Average Homeowners Insurance Cost($)
Shelter	$2,066
Amco	$1,960
State Farm	$1,847
AAA	$1,700

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Chesterfield, MO Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-178	1306
One Claim	+74	1558
Two Claims	+208	1692

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