Home Insurance Costs with Deductible Scenarios in Clayton, MO & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Clayton, MO	$389700	$977	$1,345
Frontenac, MO	$713500	$547	$753
Pontoon Beach, IL	$89500	$600	$825
Flordell Hills, MO	$57000	$556	$765
Stookey, IL	$124100	$483	$664
Sycamore Hills, MO	$98000	$674	$928
Riverview, MO	$56200	$553	$761
Meramec, MO	$265500	$694	$955
Oakland, MO	$312000	$1064	$1,464
Sugar Loaf, IL	$84300	$590	$811

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Impact of Coverage Amount on Home Insurance Cost In Clayton, MO

Coverage Amount	Home Insurance Cost ($)
$100,000	$409
$200,000	$1,068
$300,000	$1,361
$400,000	$1,711
$500,000	$2,190
$750,000 to $1000,000	$2,532
Above $1000,000	$2,994

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Clayton, MO Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Clayton, MO Average Home Insurance Cost	$1,360.935
State Average Home Insurance Cost	$1,084
Difference Vs national Average	136.935

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Top Homeowners Insurance Companies in Clayton, MO

Insurance Provider	Average Homeowners Insurance Cost($)
Shelter	$2,066
Amco	$1,960
State Farm	$1,847
AAA	$1,700

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Clayton, MO Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-177	1184
One Claim	+95	1456
Two Claims	+191	1551

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