Home Insurance Costs with Deductible Scenarios in Ferguson, MO & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Ferguson, MO	$87100	$620	$853
Fairview Heights, IL	$124500	$483	$665
Shrewsbury, MO	$163400	$577	$794
Green Park, MO	$156800	$800	$1,101
Chouteau, IL	$82900	$600	$825
Hillsdale, MO	$52500	$541	$744
Cool Valley, MO	$75000	$612	$842
Queeny, MO	$214100	$636	$875
Flordell Hills, MO	$57000	$556	$765
Wood River, IL	$94000	$438	$603

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Impact of Coverage Amount on Home Insurance Cost In Ferguson, MO

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,147
$200,000	$3,066
$300,000	$4,073
$400,000	$4,809
$500,000	$6,156
$750,000 to $1000,000	$7,117
Above $1000,000	$8,416

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Ferguson, MO Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Ferguson, MO Average Home Insurance Cost	$863.04
State Average Home Insurance Cost	$1,084
Difference Vs national Average	-360.96

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Top Homeowners Insurance Companies in Ferguson, MO

Insurance Provider	Average Homeowners Insurance Cost($)
Shelter	$2,066
Amco	$1,960
State Farm	$1,847
Safeco	$1,405

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Ferguson, MO Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-121	742
One Claim	+52	915
Two Claims	+121	984

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