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Home Insurance Costs with Deductible Scenarios in Franklin County, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Franklin County, MO $156800 $744 $1,024
Marthasville, MO $135300 $758 $1,043
St. Clair, MO $107200 $696 $958
Calvey, MO $139400 $644 $886
Miramiguoa Park, MO $96700 $671 $923
St. Cloud, MO $162500 $810 $1,114
Boles, MO $160200 $573 $788
Rosebud, MO $84600 $639 $879
Villa Ridge, MO $147200 $782 $1,076
Sullivan, MO $104600 $580 $798

Impact of Coverage Amount on Home Insurance Cost In Franklin County, MO

Coverage Amount Home Insurance Cost ($)
$100,000 $650
$200,000 $2,064
$300,000 $2,612
$400,000 $3,177
$500,000 $4,067
$750,000 to $1000,000 $4,702
Above $1000,000 $5,560


Franklin County, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Franklin County, MO Average Home Insurance Cost$1,036.02
State Average Home Insurance Cost$1,084
Difference Vs national Average-187.98

Top Homeowners Insurance Companies in Franklin County, MO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $2,066
Amco $1,960
State Farm $1,847
Safeco $1,405

Franklin County, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -145 891
One Claim +83 1119
Two Claims +135 1171