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Home Insurance Costs with Deductible Scenarios in Jefferson County, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Jefferson County, MO $154100 $739 $1,017
Eureka, MO $247600 $673 $927
Pevely, MO $124800 $619 $851
Maeystown, IL $143800 $556 $765
Tesson Ferry, MO $217800 $640 $880
Byrnes Mill, MO $200900 $874 $1,202
Kingston, MO $97700 $673 $927
Rock, MO $153300 $666 $917
Festus, MO $126100 $621 $855
Fenton, MO $241300 $937 $1,289

Impact of Coverage Amount on Home Insurance Cost In Jefferson County, MO

Coverage Amount Home Insurance Cost ($)
$100,000 $769
$200,000 $2,048
$300,000 $2,608
$400,000 $3,313
$500,000 $4,241
$750,000 to $1000,000 $4,903
Above $1000,000 $5,798


Jefferson County, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Jefferson County, MO Average Home Insurance Cost$1,029.51
State Average Home Insurance Cost$1,084
Difference Vs national Average-194.49

Top Homeowners Insurance Companies in Jefferson County, MO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $2,066
Amco $1,960
State Farm $1,847
Safeco $1,405

Jefferson County, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -124 906
One Claim +93 1122
Two Claims +124 1153