Home Insurance Costs with Deductible Scenarios in Polk County, MO & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Polk County, MO	$122600	$702	$967
Pleasant Hope, MO	$94200	$664	$914
Northeast Marion, MO	$137700	$763	$1,050
Robberson No. 1A, MO	$137500	$763	$1,050
Flemington, MO	$81300	$630	$866
Humansville, MO	$49800	$531	$731
Mooney, MO	$120500	$727	$1,001
Cliquot, MO	$99700	$679	$934
Southwest Marion, MO	$134400	$757	$1,041
South Morgan, MO	$70000	$597	$821

---

Impact of Coverage Amount on Home Insurance Cost In Polk County, MO

Coverage Amount	Home Insurance Cost ($)
$100,000	$750
$200,000	$2,412
$300,000	$3,252
$400,000	$3,859
$500,000	$4,940
$750,000 to $1000,000	$5,711
Above $1000,000	$6,753

---

---

Polk County, MO Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Polk County, MO Average Home Insurance Cost	$978.24
State Average Home Insurance Cost	$1,084
Difference Vs national Average	-245.76

---

Top Homeowners Insurance Companies in Polk County, MO

Insurance Provider	Average Homeowners Insurance Cost($)
Shelter	$2,066
Amco	$1,960
State Farm	$1,847
Safeco	$1,405

---

Polk County, MO Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-117	861
One Claim	+68	1047
Two Claims	+127	1105

---