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Home Insurance Costs with Deductible Scenarios in Spanish Lake, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Spanish Lake, MO $119800 $697 $959
Stites, IL $32000 $253 $349
Lindenwood, MO $159800 $572 $787
East Carondelet, IL $46700 $309 $425
Hanley Hills, MO $57400 $556 $766
Normandy, MO $69800 $578 $795
Edmundson, MO $65000 $581 $799
Moline Acres, MO $70300 $597 $822
Lewis and Clark, MO $116600 $604 $831
Flordell Hills, MO $57000 $556 $765

Impact of Coverage Amount on Home Insurance Cost In Spanish Lake, MO

Coverage Amount Home Insurance Cost ($)
$100,000 $948
$200,000 $2,472
$300,000 $3,335
$400,000 $4,119
$500,000 $5,272
$750,000 to $1000,000 $6,096
Above $1000,000 $7,208


Spanish Lake, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Spanish Lake, MO Average Home Insurance Cost$970.56
State Average Home Insurance Cost$1,084
Difference Vs national Average-253.44

Top Homeowners Insurance Companies in Spanish Lake, MO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $2,066
Amco $1,960
AAA $1,700
Safeco $1,405

Spanish Lake, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -126 844
One Claim +68 1038
Two Claims +116 1087