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Home Insurance Costs with Deductible Scenarios in St. Charles County, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
St. Charles County, MO $198500 $809 $1,113
Chesterfield, MO $360400 $1066 $1,466
Calverton Park, MO $74400 $610 $839
Weldon Spring Heights, MO $344400 $1140 $1,569
Vinita Park, MO $74500 $610 $840
St. Paul, MO $294200 $1028 $1,415
Clayton, MO $389700 $977 $1,345
Josephville, MO $280900 $1003 $1,380
Bridgeton, MO $159900 $573 $788
Manchester, MO $219100 $641 $882

Impact of Coverage Amount on Home Insurance Cost In St. Charles County, MO

Coverage Amount Home Insurance Cost ($)
$100,000 $504
$200,000 $1,609
$300,000 $2,258
$400,000 $2,811
$500,000 $3,598
$750,000 to $1000,000 $4,160
Above $1000,000 $4,919


St. Charles County, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
St. Charles County, MO Average Home Insurance Cost$1,126.23
State Average Home Insurance Cost$1,084
Difference Vs national Average-97.77

Top Homeowners Insurance Companies in St. Charles County, MO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $2,066
Amco $1,960
State Farm $1,847
Safeco $1,405

St. Charles County, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -158 969
One Claim +90 1216
Two Claims +146 1273