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Home Insurance Costs with Deductible Scenarios in St. Charles, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
St. Charles, MO $182000 $784 $1,079
Wentzville, MO $210000 $825 $1,136
Huntleigh, MO $1375000 $577 $793
Uplands Park, MO $69200 $594 $817
Spencer Creek, MO $168700 $583 $803
Olivette, MO $293700 $730 $1,005
Creve Coeur, MO $234800 $861 $1,185
Weldon Spring Heights, MO $344400 $1140 $1,569
Venice, IL $44900 $584 $804
Maplewood, MO $167200 $581 $800

Impact of Coverage Amount on Home Insurance Cost In St. Charles, MO

Coverage Amount Home Insurance Cost ($)
$100,000 $654
$200,000 $1,901
$300,000 $2,311
$400,000 $2,957
$500,000 $3,785
$750,000 to $1000,000 $4,376
Above $1000,000 $5,175


St. Charles, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
St. Charles, MO Average Home Insurance Cost$1,091.82
State Average Home Insurance Cost$1,084
Difference Vs national Average-132.18

Top Homeowners Insurance Companies in St. Charles, MO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $2,066
State Farm $1,847
AAA $1,700
Safeco $1,405

St. Charles, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -131 961
One Claim +98 1190
Two Claims +131 1223