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Home Insurance Costs with Deductible Scenarios in St. Francois County, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
St. Francois County, MO $110200 $675 $930
Iron, MO $79500 $625 $860
Iron Mountain Lake, MO $37500 $487 $670
Pendleton, MO $88100 $648 $892
Perry, MO $132000 $631 $869
Park Hills, MO $75400 $514 $708
Leadwood, MO $53000 $542 $746
Bloomsdale, MO $165100 $814 $1,120
St. Francois County, MO $110200 $675 $930
Ironton, MO $83000 $634 $872

Impact of Coverage Amount on Home Insurance Cost In St. Francois County, MO

Coverage Amount Home Insurance Cost ($)
$100,000 $843
$200,000 $2,416
$300,000 $3,258
$400,000 $4,237
$500,000 $5,423
$750,000 to $1000,000 $6,271
Above $1000,000 $7,415


St. Francois County, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
St. Francois County, MO Average Home Insurance Cost$940.8
State Average Home Insurance Cost$1,084
Difference Vs national Average-283.2

Top Homeowners Insurance Companies in St. Francois County, MO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $2,066
Amco $1,960
State Farm $1,847
Safeco $1,405

St. Francois County, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -132 809
One Claim +56 997
Two Claims +122 1063