Home Insurance Costs with Deductible Scenarios in St. Louis County, MO & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
St. Louis County, MO	$181100	$783	$1,077
Cool Valley, MO	$75000	$612	$842
Madison, IL	$46800	$309	$425
Rock, MO	$153300	$666	$917
Tesson Ferry, MO	$217800	$640	$880
Glasgow Village, MO	$37100	$451	$621
Country Club Hills, MO	$51600	$537	$739
Missouri River, MO	$464800	$828	$1,139
Valley Park, MO	$172500	$588	$809
Sycamore Hills, MO	$98000	$674	$928

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Impact of Coverage Amount on Home Insurance Cost In St. Louis County, MO

Coverage Amount	Home Insurance Cost ($)
$100,000	$540
$200,000	$1,876
$300,000	$2,402
$400,000	$2,891
$500,000	$3,700
$750,000 to $1000,000	$4,279
Above $1000,000	$5,059

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St. Louis County, MO Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
St. Louis County, MO Average Home Insurance Cost	$1,089.96
State Average Home Insurance Cost	$1,084
Difference Vs national Average	-134.04

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Top Homeowners Insurance Companies in St. Louis County, MO

Insurance Provider	Average Homeowners Insurance Cost($)
Shelter	$2,066
Amco	$1,960
State Farm	$1,847
AAA	$1,700

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St. Louis County, MO Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-153	937
One Claim	+54	1144
Two Claims	+142	1232

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