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Home Insurance Costs with Deductible Scenarios in Stone County, MO & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Stone County, MO $160600 $750 $1,032
Kimberling City, MO $150200 $788 $1,084
Highlandville, MO $118100 $722 $994
North Galloway, MO $155500 $797 $1,097
Jasper, MO $79500 $525 $722
Flat Creek A, MO $119000 $724 $996
Flat Creek B, MO $149600 $786 $1,082
Stone County, MO $160600 $750 $1,032
Oliver, MO $142600 $650 $894
North Yocum, AR $137500 $842 $1,159

Impact of Coverage Amount on Home Insurance Cost In Stone County, MO

Coverage Amount Home Insurance Cost ($)
$100,000 $614
$200,000 $2,078
$300,000 $2,693
$400,000 $3,186
$500,000 $4,078
$750,000 to $1000,000 $4,715
Above $1000,000 $5,575


Stone County, MO Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Stone County, MO Average Home Insurance Cost$1,044.39
State Average Home Insurance Cost$1,084
Difference Vs national Average-179.61

Top Homeowners Insurance Companies in Stone County, MO

Insurance Provider Average Homeowners Insurance Cost($)
Shelter $2,066
Amco $1,960
AAA $1,700
Safeco $1,405

Stone County, MO Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -125 919
One Claim +52 1097
Two Claims +125 1170