Home Insurance Costs with Deductible Scenarios in University City, MO & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
University City, MO	$238500	$867	$1,194
Ferguson, MO	$87100	$620	$853
Maryland Heights, MO	$216200	$835	$1,149
Pasadena Hills, MO	$174700	$831	$1,143
Parkdale, MO	$134600	$757	$1,041
Edmundson, MO	$65000	$581	$799
Velda City, MO	$61700	$571	$785
Pagedale, MO	$55700	$551	$759
Brentwood, MO	$213300	$635	$874
East Alton, IL	$81400	$595	$818

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Impact of Coverage Amount on Home Insurance Cost In University City, MO

Coverage Amount	Home Insurance Cost ($)
$100,000	$577
$200,000	$1,424
$300,000	$2,099
$400,000	$2,560
$500,000	$3,277
$750,000 to $1000,000	$3,789
Above $1000,000	$4,480

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University City, MO Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
University City, MO Average Home Insurance Cost	$1,208.07
State Average Home Insurance Cost	$1,084
Difference Vs national Average	-15.93

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Top Homeowners Insurance Companies in University City, MO

Insurance Provider	Average Homeowners Insurance Cost($)
Amco	$1,960
State Farm	$1,847
AAA	$1,700
Safeco	$1,405

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University City, MO Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-169	1039
One Claim	+72	1281
Two Claims	+157	1365

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